Office & Surgery

Office & Surgery Insurance

At Insure My Office we understand that your business is unique. With a variety of optional extras for you to choose from, our flexible office & surgery insurance packages are tailor-made to suit your particular requirements. Let's take a look at the benefits.

Business contents

Featuring all-risk cover for your business contents as standard, our comprehensive office insurance will protect your computer equipment, fixtures & fittings, stock and documentation against loss or damage.

We also provide additional cover for:

  • Accidental glass breakage
  • Loss or damage to your goods in transit
  • Replacement of locks or keys following theft

Business interruption

If your business suffers a loss and has to close, you're not just losing income - you could be losing your customers as well. To ensure you're prepared in the event of the unexpected, our policies include up to £250,000 in business interruption insurance as standard with the option to increase if required. This covers you for up to a maximum of 36 months; so you'll have the time and support you need to get back up and running.

Liability & legal expenses

Although they may seem unlikely, injury and property damage claims could have a huge financial impact on your business. As a result, our policies include the following essential cover:

  • Up to £10 million employers' liability
  • Up to £5 million public & products liability
  • Legal expenses

Optional cover

In addition to the standard policy features, we offer a great range of optional extensions. For a little extra cost, you can cover your office buildings against any accidental or malicious damage. This covers you for the expenses incurred to reinstate the property including debris removal costs, underground pipework repairs and architects/surveyors fees.

And because your hardware is absolutely crucial to the effective management of your business, comprehensive cover for computer breakdown, including the costs to hire replacement equipment, is also available.

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